Mortgage brokers are responsible for securing more than 50% of the home loans closed in the United States. As independent contractors they work with a number of lenders and are usually given wholesale pricing from those lenders. 

1st Link Financial Services represents the borrower and is able to counsel the borrower with a variety of different loan programs and give the borrower many more options than can be found by going directly to a single lender. Since our lenders give us wholesale pricing, we are usually able to offer the same or better pricing that the borrower would get from a given bank's retail loan centers.

Since 1st Link Financial Services performs many of the functions that a bank would normally have to do in-house, we are able to get wholesale rates, which benefit our borrowers. In fact, many of the representatives from the various banks we use have told us that on a loan-by-loan basis, a wholesale loan is more profitable to their bank because they save on overhead.

Take a look above at the information on our pricing flexibility and the conflicts of representing borrowers that the loan officer at your local bank may be under. Also, we have a list of lenders with which 1st Link has placed loans in the past, which totals more than 100 lenders. Normally if a loan can be placed, 1st Link Financial Services will have a source to place it.

Our Difference

Knowledge: Powerful curriculum through 1st Link University keeps our associates ahead of trends, tools and advancements in the real estate industry.

Teamwork: Unlike other real estate companies, 1st Link Realty was designed to reward agents for working together, to serve our clients better.

Reliability: 1st Link Realty was founded on the principles of trust and honesty, emphasizing the importance of having the integrity to do the right thing and always putting our client’s needs first.

Speed: Leading-edge technology solutions accelerate our associates’ efficiency and productivity.